What we collect

For each person in your plan, how you rate their health: excellent, good, average, fair or poor. We ask only if you have an account, and only once you tick a box saying you agree. If you do not, or if you use the calculator without an account, we never ask and the calculator assumes average health.

The calculator works out from your answer how long your plan should allow for, so your results depend on it too.

Why we collect it and how we use it

Only to calculate your plan: people in better health tend to live longer, so their savings need to last longer. We do not use it for anything else, including advertising.

Where it comes from

Only from you.

Who we share it with

No one, and we never sell it. Two companies handle it for us, only on our instructions: Supabase, our database, which keeps it with your account and your saved plans, and Google Cloud, which runs the servers in Belgium that calculate your plan and keeps nothing once a calculation is done. It is left out of the error reports we receive when something breaks.

Your rights, and how to use them

• Withdraw your agreement: untick the box in your account settings. We delete your answer, and your plans go back to assuming average health.
• See what we hold: the export in your account settings includes your answer. You can also ask us which companies have received it.
• Delete it: untick the box, or delete your account.

You can also email privacy@retiresafe.io for any of these. You do not need an account to ask. We answer within 45 days, and requests are free up to twice a year. If we say no, reply to say you disagree and we will look again within 45 days. If we still say no, we will tell you how to complain to the Washington State Attorney General.